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A positive credit history, with a track record of timely and complete repayment of previous debts, is often essential for obtaining credit.
We require that you demonstrate a regular and sufficient source of income to repay the loan, typically verified through pay stubs or other financial documents.
We assess your ability to repay the loan based on your disposable income after paying all your monthly expenses, including other debts. Only those aged 18 or over are eligible for our loans.
Assurance Crédit has its own specific criteria and requirements depending on the type of credit requested, the purpose of the loan, and our lending company's internal policies.
In some cases, collateral such as assets or property may be required to secure the loan and provide additional insurance in the event of default.